How Long Does It Take To Get A Rental Car After An Accident

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If you are in the unfortunate situation of being in an accident, then it is likely that you will need a rental car while your vehicle is getting fixed. The first question many people ask after they get into a wreck and have to wait for the insurance company to send out a tow truck is "How long does it take to rent a car?" This blog post discusses how long it will take after an accident, what your insurance company can do for you during this time period, and what steps need to be taken by the driver.

The first thing to know is that it can take a long time. The average wait for an insurance company to provide you with a rental after an accident is about two weeks; however, this varies depending on the location of the collision and the severity of your vehicle's damage.

Do I Get A Car Rental If Someone Hits Me?

Insurance companies will provide drivers with a rental car if they are deemed to be at fault in the accident. If you were not involved in any way, then it is unlikely that an insurance company will give you a rental car as part of your car insurance coverage. In this case, a driver must request their own temporary vehicle for transportation from their insurance company or explore other options on their own.

How To Get A Rental Car If I'm Not At Fault

If you were not at fault in the accident, then it is possible that your insurance company is paying for your rental car. The first step to take after an accident and needing a rental car is to contact your own insurance carrier for information on how long they are willing to wait before providing one, and what rental car company you need to go to. The biggest issue on getting a rental car paid for by your insurance company in a timely manner is proving fault. So if you can prove the other driver was at fault it should be a fairly quick process.

What Is The Process To Get A Car Rental?

The process to get a replacement vehicle varies depending on your insurance company. If you were not at fault in the accident, then it is possible that your insurance carrier will provide one as part of their policy coverage--allowing them to wait for up to two weeks before providing a vehicle. This can be subject to change based on location and severity; however, there are steps that an individual driver should take right away when this happens:

  • Contact the police department immediately after an accident has occurred and report what happened
  • Call your own carrier with information about who was involved in the collision (including license plate numbers)
  • Take pictures of damage done by other party
  • File a claim with your insurance company for the cost of repairs to your vehicle
  • If you want to hire a car accident lawyer, then you can go to the internet. They are able to help with getting the rental car paid for in an efficient manner.

How Long Will You Have A Rental Car After A Total Loss?

If you are in the unfortunate situation of being in an accident and your vehicle is totaled, then this means that it will take a few days for insurance companies to determine if they will provide rental coverage or not. In most cases, drivers can get a rental period up to 30 days from their own insurance company as part of their policy; however, again this varies depending on location and severity.

If you wait longer than two weeks before filing a claim with your carrier after submitting all requested paperwork (including pictures), then it may be too late--meaning that the driver would have to use other resources for temporary transportation until a decision is made about whether or not your insurer pays out.

Get A Rental Car Through Your Own Insurance Company

The first thing to know is that it can take a long time. The average wait for an insurance company to provide you with a rental car after an accident is about two weeks; however, this varies depending on the location of the collision and the severity of your vehicle's damage. Insurance companies will provide drivers with a rental car if they are deemed to be at fault in the accident. If you were not involved in any way, then it is unlikely that an insurance company will give you a rental car as part of your policy coverage. In this case, a driver must request their own temporary vehicle for transportation from their insurance company or explore other options on their own.

Rent A Vehicle With Your Own Money

You can rent a car yourself after an accident in an effort to use it as part of your insurance claim. Insurance companies may not want to give you a rental car even if they deem that you were not at fault in the collision. In this case, it is best to request your own temporary vehicle from an insurance company or explore other options on your own (such as leasing). It may also be wise to pay with a credit card and purchase rental coverage so you have funds on hand and an increased car insurance policy in case another accident occurs in your rental vehicle.

When it comes time to file a claim, you can include the rental car cost as part of your damages--which will help you to increase the total loss when filing your claim with the other driver's insurance company.

How Long Will My Car Take To Get Fixed?

The time it takes for an individual's vehicle to be repaired after any type of collision is dependent on what kind of damage was done, where the accident happened and how big or small that particular incident was. If there are only minor scratches on a bumper, then this might take as little as two days; however, if a driver has had their entire front end smashed in from another person running into them while they were stopped at traffic lights (and everything under the hood damaged), then this may take up to six weeks before repairs can even start because all parts must be ordered first.

In conclusion, after a car accident, you may be looking at a long period of negotiation with the driver's insurance company before you have a rental vehicle. It may make the most sense to purchase your own rental vehicle with rental coverage on a per day basis and hope for reimbursement after liability is determined in your car accident claim. Hiring a car accident lawyer may also help you to maximize the settlement and cover the full cost of your car rental vehicle.

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